Testimonials

I have known and worked with Richard and the team for over 10 years. He has grown our portfolio and enabled us to have better visibility and control over our financial future.

Having someone who understands your goals and speaks to you in a way you can understand in this complex world of investments, superannuation, taxes and rules and regulations is a breathe of fresh air. I highly recommend Richard and his team.

Linda Redfearn | Head of Human Resources 

I’ve had the pleasure of having Richard Nicholls as my financial advisor since 2008. He’s very well informed and organised and provides me with a range of options to specifically suit my particular situation and risk tolerance. He’s been a great help steering me in the right direction in terms of insurance, investment and superannuation including helping me establish my self managed super fund. I can highly recommend him for those with both simple and complicated affairs.

Dr Robert Hislop 

I have worked with Rich for 8 years. I first met him when we were expecting our 4th child. Nudging 40, with 4 dependents we felt it was time to get things in order. We had super and life insurances in super, but came to learn we were woefully under-insured. We talked to Rich about our plans and goals and what we wanted to achieve, Rich presented us with a plan, which we agreed up and we embarked on executing the plan.  Eight years down the track we have ticked off everything in that plan and are well on our way to being in a good place when we come to retire. Early on Rich explained his, and our, roles. He said we were the Shareholders and the Board, and he was the CEO, executing our plan. That’s been a great way to think about how we work together. I have no hesitation in recommending Rich. He explains things clearly, provides timely updates, is on the lookout for new opportunities, and is always available to bounce ideas off, or answer questions!

Stuart Magrath 

I have greatly valued and benefitted from Richard’s advice on my personal finances for nearly a decade. He is very responsive to individual needs and changing circumstances. While deeply knowledgeable about the financial industry, he personable, and offers clear, practical and above all, independent  advice, backed up by excellent service.

Adrian Collette

Property

Whether you are looking to buy your first (or 10th) investment property or a family home; we can advise you on the “why” and “how” of buying property. We can also help with advanced property investment strategies including commercial real estate and buying a property within a Self-Managed Superannuation Fund (SMSF). Learn more

Superannuation & SMSF

We start with an analysis of your current super, explain your numerous options and then work with you to tailor a long-term plan that’s right for you. Advice strategies can include a range of contributions, tax minimisation, cost reduction, super consolidation, performance maximisation and specialist SMSF options. Learn more

Retirement

Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources by helping you to formulate a tax-effective investment strategy that caters to your lifestyle needs; taking into account Centrelink eligibility and estate planning concerns. Learn more

Estate Planning

Ensuring that your wealth is transferred according to your wishes, in a smooth and tax-effective manner, is key to your peace of mind. We can help you to plan for your dependants with efficient tax and ownership structures, revision and monitoring of your estate plan and income planning. Learn more

Insurance

Building your wealth is just as important as protecting it. Illness, injury and death all have a significant impact on both your family and finances. We can help to make sure that you look after yourself and your loved ones with an assessment of your financial risk and implementation of a tailored risk-management package. Learn more

Lending

Whether you are seeking to refinance your existing loans or are looking at using new debt to fund either personal, business or investment goals, we can assist by assessing your borrowing capacity, advising on loan structures, shopping around for an appropriate lender and making sure you have access to the most competitive interest rates. Learn more

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