Mortgage Reduction

Congratulations, you have a mortgage. But are you paying it off in the most effective way?

Evaluating your debt position

Auditing your current debt position through a mortgage efficiency check can potentially save you thousands of dollars and years off your mortgage.

Making innovative financing arrangements

Banks typically structure a residence loan for 25 or 30 years enabling them to maximise interest payments they receive from you. But it can all look completely different.

A comprehensive mortgage reduction plan uses debt effectively and efficiently.

Why implement a mortgage reduction plan?

  • Reduce your mortgage at a faster rate
  • Utilise surplus cash flow
  • Create the financial potential to purchase shares and/or property investments
  • Accumulate wealth to assist in debt reduction

Managing your repayments

You don’t need to increase the amount of your mortgage repayments to reduce your current mortgage terms. A mortgage plan offers an alternative when restructuring your finances.

Good financial advice provides solutions utilising the right loan structures and the existing funds, otherwise difficult to achieve using traditional banking methods.

Becoming wealthy and saving money

The right advice can help you repay your mortgage faster. Is your mortgage the one thing holding you back from financial freedom?

Property

Whether you are looking to buy your first (or 10th) investment property or a family home; we can advise you on the “why” and “how” of buying property. We can also help with advanced property investment strategies including commercial real estate and buying a property within a Self-Managed Superannuation Fund (SMSF). Learn more

Superannuation & SMSF

We start with an analysis of your current super, explain your numerous options and then work with you to tailor a long-term plan that’s right for you. Advice strategies can include a range of contributions, tax minimisation, cost reduction, super consolidation, performance maximisation and specialist SMSF options. Learn more

Retirement

Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources by helping you to formulate a tax-effective investment strategy that caters to your lifestyle needs; taking into account Centrelink eligibility and estate planning concerns. Learn more

Estate Planning

Ensuring that your wealth is transferred according to your wishes, in a smooth and tax-effective manner, is key to your peace of mind. We can help you to plan for your dependants with efficient tax and ownership structures, revision and monitoring of your estate plan and income planning. Learn more

Insurance

Building your wealth is just as important as protecting it. Illness, injury and death all have a significant impact on both your family and finances. We can help to make sure that you look after yourself and your loved ones with an assessment of your financial risk and implementation of a tailored risk-management package. Learn more

Lending

Whether you are seeking to refinance your existing loans or are looking at using new debt to fund either personal, business or investment goals, we can assist by assessing your borrowing capacity, advising on loan structures, shopping around for an appropriate lender and making sure you have access to the most competitive interest rates. Learn more

Make an Appointment

Are you ready to take action?

If you are ready to start making changes to your financial future and meet with an expert adviser, please make an appointment using the form below.

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