Property Investment

Property has been a popular route to wealth for many Australians for many years. Are sensible property investments smart investing?

What is property investment?

Investment property is property purchased with the intent of gaining a return. Buying a home is often many people’s first investment. Whether you are considering your first property or your next purchase for building a property portfolio, financial advice can help in the selection and purchasing process.

Sensible investments in property have many benefits:

  • Tax benefits
  • Negative gearing
  • Long-term investment
  • Positive asset base
  • Can be less volatile than other investments

What property investments should I consider?

With many different ways to invest in property, there are practical and financial disadvantages and advantages of purchasing property. Financial advice can help you decide what type of property investment is appropriate to help your reach your financial and lifestyle goals.

New Investment properties vs. Old Investment properties

The advantages to owners of new investment properties a new or newer property include the tax benefits of claiming depreciation on the building structure and the fixtures and fittings. Advantages of purchasing an old investment property could be the potential to renovate and add capital value to the property or increase its rental return by doing some small or large renovations, extensions and repairs. The best type of investment for you, depends on your financial goals.

Buying a First or second home

Many people buy a home and will upgrade as their finances allow. To determine the most appropriate path for your circumstances and for your best financial future, you should also consider whether you should be buying or renting where you want to live now, and for the future. Seeking advice will maximise your investment.

Can I use my SMSF for Property Investment?

You can invest in property through your SMSF (self managed super fund). There are restrictions to the purchase, and subsequent renting and knowledge of superannuation laws is required, and professional advice will help with your investment strategy.

Property is a popular investment in Australia and we can offer the advice to help you decide on the right property investment plan for you.

Property

Whether you are looking to buy your first (or 10th) investment property or a family home; we can advise you on the “why” and “how” of buying property. We can also help with advanced property investment strategies including commercial real estate and buying a property within a Self-Managed Superannuation Fund (SMSF). Learn more

Superannuation & SMSF

We start with an analysis of your current super, explain your numerous options and then work with you to tailor a long-term plan that’s right for you. Advice strategies can include a range of contributions, tax minimisation, cost reduction, super consolidation, performance maximisation and specialist SMSF options. Learn more

Retirement

Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources by helping you to formulate a tax-effective investment strategy that caters to your lifestyle needs; taking into account Centrelink eligibility and estate planning concerns. Learn more

Estate Planning

Ensuring that your wealth is transferred according to your wishes, in a smooth and tax-effective manner, is key to your peace of mind. We can help you to plan for your dependants with efficient tax and ownership structures, revision and monitoring of your estate plan and income planning. Learn more

Insurance

Building your wealth is just as important as protecting it. Illness, injury and death all have a significant impact on both your family and finances. We can help to make sure that you look after yourself and your loved ones with an assessment of your financial risk and implementation of a tailored risk-management package. Learn more

Lending

Whether you are seeking to refinance your existing loans or are looking at using new debt to fund either personal, business or investment goals, we can assist by assessing your borrowing capacity, advising on loan structures, shopping around for an appropriate lender and making sure you have access to the most competitive interest rates. Learn more

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If you are ready to start making changes to your financial future and meet with an expert adviser, please make an appointment using the form below.

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