Retirement

It’s the period of life that we all work toward and dream about, so it’s important that you plan ahead to make sure that you’re life after work is everything you’d hoped for.

Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources through:

  • Cash flow planning.
  • Long-term, income producing investment strategies.
  • Tax-effective investment structures.
  • Transition to Retirement strategies that can help you maximise available tax benefits while you are still working.
  • Determining your Centrelink eligibility.

It definitely pays to have a plan in place before you retire so that you can take advantage of the maximum number of tax and investment opportunities available to you and ensure that you retire “your way”.

The rules around when and how you access your Superannuation can be complex, so getting a professional adviser involved can help to both ease the regulatory burden on you and keep you on track for the retirement you deserve.

Retirement will be one of your most important life events. Professional advice will ensure you have the funds for a comfortable retirement.

Why plan to retire?

As you approach your retirement age, you need to feel certain that you have the income to enjoy your retirement.

Planning for retirement takes a little research, and an achievable savings and investment plan.

How much do you need to retire?

It is never too soon to think about how to maximise your income in retirement. Knowing your financial goals and how your superannuation funds are tracking, you can better determine what other investment strategies you may need to consider.

What to consider when planning for your retirement?

Retirement planning is not just your superannuation. Other considerations include:

  • Structuring your investments to achieve a tax effective income
  • Flexibility for unforeseen circumstances
  • How your investments might affect your eligibility for Age Pension
  • Protection of your assets
  • How much tax you will need to pay on your investments

How can you receive your income?

You need to consider:

  • Tax considerations
  • Centrelink eligibility
  • Estate planning issues

Professional retirement planning advice and a long term approach will ensure you have the savings so you feel properly prepared to retire.

Property

Whether you are looking to buy your first (or 10th) investment property or a family home; we can advise you on the “why” and “how” of buying property. We can also help with advanced property investment strategies including commercial real estate and buying a property within a Self-Managed Superannuation Fund (SMSF). Learn more

Superannuation & SMSF

We start with an analysis of your current super, explain your numerous options and then work with you to tailor a long-term plan that’s right for you. Advice strategies can include a range of contributions, tax minimisation, cost reduction, super consolidation, performance maximisation and specialist SMSF options. Learn more

Retirement

Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources by helping you to formulate a tax-effective investment strategy that caters to your lifestyle needs; taking into account Centrelink eligibility and estate planning concerns. Learn more

Estate Planning

Ensuring that your wealth is transferred according to your wishes, in a smooth and tax-effective manner, is key to your peace of mind. We can help you to plan for your dependants with efficient tax and ownership structures, revision and monitoring of your estate plan and income planning. Learn more

Insurance

Building your wealth is just as important as protecting it. Illness, injury and death all have a significant impact on both your family and finances. We can help to make sure that you look after yourself and your loved ones with an assessment of your financial risk and implementation of a tailored risk-management package. Learn more

Lending

Whether you are seeking to refinance your existing loans or are looking at using new debt to fund either personal, business or investment goals, we can assist by assessing your borrowing capacity, advising on loan structures, shopping around for an appropriate lender and making sure you have access to the most competitive interest rates. Learn more

Make an Appointment

Are you ready to take action?

If you are ready to start making changes to your financial future and meet with an expert adviser, please make an appointment using the form below.

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