Property Through A SMSF

Retail and industry super funds all operate using a set investment menu which can include a range of options like managed funds or listed securities that are available for account holders to choose from.

These menus often contain access to a form of property investment via managed funds or listed property trusts, but they cannot offer you access to direct residential investment property.


One of the benefits of having an SMSF is that you are able to determine your own investment menu, which means you are able to invest directly in property assets if you have included this in your SMSF investment strategy.

Depending on your personal taxable income and marginal tax rate, holding a property via an SMSF rather than personally, has the potential to provide you with significant tax benefits.

Using your SMSF to buy an investment property can be a complex situation, especially where the use of borrowed funds is involved.

Blue Lantern are specialist SMSF advisers that can provide you with professional advice and guidance on how to best navigate Superannuation regulation so that your purchase is both compliant and profitable.


Whether you are looking to buy your first (or 10th) investment property or a family home; we can advise you on the “why” and “how” of buying property. We can also help with advanced property investment strategies including commercial real estate and buying a property within a Self-Managed Superannuation Fund (SMSF). Learn more

Superannuation & SMSF

We start with an analysis of your current super, explain your numerous options and then work with you to tailor a long-term plan that’s right for you. Advice strategies can include a range of contributions, tax minimisation, cost reduction, super consolidation, performance maximisation and specialist SMSF options. Learn more


Whether you are already retired, in transition or just planning ahead, we can help you make the most of your resources by helping you to formulate a tax-effective investment strategy that caters to your lifestyle needs; taking into account Centrelink eligibility and estate planning concerns. Learn more

Estate Planning

Ensuring that your wealth is transferred according to your wishes, in a smooth and tax-effective manner, is key to your peace of mind. We can help you to plan for your dependants with efficient tax and ownership structures, revision and monitoring of your estate plan and income planning. Learn more


Building your wealth is just as important as protecting it. Illness, injury and death all have a significant impact on both your family and finances. We can help to make sure that you look after yourself and your loved ones with an assessment of your financial risk and implementation of a tailored risk-management package. Learn more


Whether you are seeking to refinance your existing loans or are looking at using new debt to fund either personal, business or investment goals, we can assist by assessing your borrowing capacity, advising on loan structures, shopping around for an appropriate lender and making sure you have access to the most competitive interest rates. Learn more

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